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We had over $1,400,000 debt, and could have legally taken bankruptcy…

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HPG-24002-1 – The Morgan Ridge

We owned a commercial roofing company and a trucking business that grew too fast. Poor decisions, and other circumstances contributed to the problems.

View HPG-24002-2-1 – 4 bedroom / 2.5 bath Traditional House Plan

Jerry’s Dad, his business partner, got sick and died. After an audit we realized we were losing thousands of dollars a month.

We had over $1,400,000 debt, and could have legally taken bankruptcy, but we believed that we should sell everything we could and pay back our debts.

We had a nice 1926 AC ranchette home that was free and clear as well as having lots of other assets, such as cars, trucks, horses, cattle, etc. We sold everything but 1 horse, and our furniture, and we moved in with Jerry’s mother who helped us with some of the debt.

We actually got all the way down to having only $100 and driving a borrowed car, but we had peace!

Jerry’s mother gave us some land and we bought a mobile home, initially. Jerry worked hard at any job he could find. Donna went back to school, got her real estate license after 30 years as a stay-at-home wife and mother, and went to work.

Over the next few years, with God’s help and grace, we gradually paid back all the debt, began to save, and dreamed of building a house on our land.

In 2009, we began to build and placed a Bible in our slab as a reminder of who helped us get out of our dire circumstances. We moved into our new wonderful, Country Craftsman style house in Feb 2010 and felt so blessed and restored. It is gorgeous!

We made just a few modifications to the home including taking the pantry/closet out to make the dining room area larger with a nook for our antique buffet. We also omitted the stairwell (no upstairs) and made a huge pantry. We also put an outdoor fireplace on the patio and have really been enjoying it.

Finally, our favorite features of this beautiful home are the Country Craftsman Style, tall ceilings, split bedrooms, big closets, two dining areas, covered patio, and the big front porch.

We would definitely recommend House Plan Gallery home designs for anyone looking for a beautiful design with a floorplan that absolutely minimizes wasted space. Highly recommended!

Jerry and Donna G.
Belton, Texas

We had over $1,400,000 debt, and could have legally taken bankruptcy…
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