The house plan certification is a requirement of the loan approval process, can be done by a Certified Professional Building Designer (CPBD) like House Plan Gallery, and is a $200.00 value.
In case you are unfamiliar with this program, Rural Housing Service (RHS) was created in 1994 as a result of the Department of Agriculture Reorganization Act to meet housing and community development needs of rural America.
More rural families and individuals may be able to become homeowners with the help of the Rural Housing Service Programs. The USDA Rural Housing Service has various programs available to aid low- to moderate-income rural residents to purchase, construct, repair, or relocate a dwelling and related facilities. USDA rural housing loan programs allow qualified homebuyers to get loans with minimal closing costs and no downpayment.
For additional information on this program, visit the USDA website at http://www.rurdev.usda.gov
This federal program has become extremely popular over the last few years and is only increasing in prevalence…especially in the Southeastern United States where the vast majority of stock house plans are sold.
As a side note, we can also provide these FHA and Rural Development certification services for other (i.e. not House Plan Gallery designs) home plans for a one-time, nominal fee of $200.00, if needed.
As always, we are here to help in any way that we can….
For additional information about this service, feel free to contact us at 601-264-5028.