Looking to Improve Your Credit Score? Try These Ideas!

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Everyone knows the value of having a good credit score. It affects everything we do when it comes time to purchase a major item or apply for a credit card. Most people, unless you’re one of the lucky people to have a perfect score, is concerned about how to improve their credit score. We found this article with some tips on how to increase your credit score. We hope it helps your number soar!

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From the article:

To get the most favorable interest rates you’ll need a credit score of 720 or higher. Someone with a credit score of 520 will receive higher interest rates on loans, up to four percentage point than someone with a 720 score. With that in mind, here are five quick tips to improving your credit score:

Be diligent
Once per year, get a copy of your credit report. Scrutinize it and make sure the information is correct.

Don’t be late
Pay your bills on time. Late payments damage your score. Consider automatic payments through your bank account.

Know the FICO
Understand how your credit score is calculated and do what you can to improve deficiencies.

Make repairs
If there are errors in your report, correct them. The Federal Trade Commission is a good resource for information.

Looking for a new bank? Checkout this article with information on the best and worst banks of 2014 that could be of interest to you.

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Looking to Improve Your Credit Score? Try These Ideas!
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